TYPES OF FINANCING *Standard FHA & Chattel loans for those who quailfy. *Your own financial institution. *Owner financing on certain properties.

MINIMUM REQUIREMENTS FOR FINANCING *You must be commited to owning a home! *You have time on your job (preferably 2 years in the same field, not necessarily with the same employer. We can work around this if everything else looks good.) *Just 3.5% Down on FHA loans - zero down if you own your own land *You need a combined gross income (before taxes) of at least $2,500 per month. *No bankruptcies within the last 2 years. *No auto repossessions within the last two years. *Must be in good standing with student loans and child support payments. *No outstanding or deliquent federal debt such as back taxes. *You must have a mid range credit score of 581 - If you do not have this, but meet all the other requirements, you may be a candidate for our credit repair program. Please call for more information - the above are just guidelines and there may be areas we can work with and there will always be those that we can't. It will cost you nothing to pre qualify and find out. We don't have upfront hidden fees and costs. You don't pay us a cent until we have you qualified and on your way to buying a home!